Let's be crystal clear, right up front. Paying someone to "fix" your
credit is a waste of your time and money, since the negative issues that
are temporarily removed from your file will only reappear again in a
couple of months.
Be careful with credit repair scams.
Most "credit repair" companies really don't help. In fact, you can improve
your credit more effectively on your own. By using credit repair
companies, you may also be opening yourself up to identity theft,
unsolicited emails, and direct mailings. Protect yourself; don't ever
share your personal information with strangers or give up your right to
handle your own financial affairs as you see fit.
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