credit repairs

Do you have a poor credit rating? If so, you are one of tens of thousands
of Americans with the same problem. In fact, it seems that this has become
a national ‘disease.’ And just what do people need that have a disease?
They need a cure.
Here are some sure-fire solutions to ' repair bad credit '. Keep in mind,
like most ‘diseases,’ credit repair can take some time, but complete
healing is possible.
The First Step
The first thing you need to do is find out what is being reported about
you. This is easy and inexpensive. For under $10, you can get your credit
report from one of the three main credit reporting companies: Equifax,
Experian, or TransUnion. Keep in mind however, that if you have recently
been denied credit, you can get a free report from the same credit bureau
the lender used to reject you as long as you do so within 30 days.
Further Steps to Take
1. Stop using your credit cards immediately. Put them somewhere where they
will not tempt you. You may consider keeping at least one card for
emergency purposes. Additionally, with poor credit, you may find it more
difficult to get a credit card in the future. If you keep at least one
account open, then you won’t have to worry about applying.